after browsing several financial blogs, watching people get out of debt via Oprah's debt diet, and just being plain ol' sick and tired of being broke, it has come down to this: getting real and blogging about my (lack of) money and (lack of) financial discipline.
as a twenty-something, non-single, single mommy, i have a great deal of responsibility on my plate. unfortunately, at the moment, my beloved can't be here to raise our infant son or share the household expenses, so all of the responsibility is on my shoulders. and i've never been "good" with money. i haven't had the best track record sticking to any type of budget, my credit is beyond poor, i have TONS of bills, and i live paycheck to paycheck, barely making my salary stretch. and, i'm sick of it.
i can't live like this anymore.
the time has come to make a change. this blog was partly inspired by Single Ma. i have been a silent reader of her blog for a while now and her financial success is inspiring. watching her meet her goals while providing her readers with some info gems is so refreshing. see, no one ever sat down with me and taught me about money (beyond how to open a checking/savings account), so now i am stumbling and trying to figure it out on my own. i know there are SO many others like me, so i count on you guys for wisdom, advice, and support.
getting the bad credit gorilla off my back & finally learning and understanding money will be life changing. won't you join me on my journey?