so it's time to start to get a handle on my financial situation, but i'm somewhat at a loss as to where to begin. using tidbits of what i've heard and read as a guide, i believe i need to first figure out what i owe and what i spend my money on.
finding out how much i owe is....scary. i have no idea how much i owe or to how many people I owe money to. my financial strategy so far has been to ignore the bills and the calls, because maybe ignore it, it doesn't exist. you know what they say, "ignorance is bliss?" but from my experience it is also very costly. so this week (and into the weekend) i will commit to figuring it all out. this will take quite a bit of work (and time). because i have to take care of my little munchkin, I will commit opening bills, writing down the balances, and figuring out a payment system after i put my little one to sleep. this journey is about making a lasting change, and change is often a tough, painful, yet rewarding process.
and i'm ready to begin.
sometime ago i bought David Bach's book, The Finish Rich Workbook. i remember reading through the first few chapters and just feeling overwhelmed. the book didn't inspire me (as i'd hope), but rather highlighted just how disorganized and out of wack my financial life is. I felt bad reading it so i stopped. with so much going on in my life i couldn't bear to face my money issues head on. but the time has come. i'm moving on to a different career where i'll be making a little more money (but only getting paid once of month! yikes!), i'll be back in school, and i'll have more time to spend with my son. so it's time...i think i will get back into The Finish Rich Workbook and organize my finances, and start trying to figure this thing out.
all you bloggers who are working toward financial success, if you have recommendations...please share. we can all use some good tips.