so it's the day after i got paid and i'm already down to $332.03 in my checking account. yesterday my paycheck of $1124.60 was deposited, and i'm already almost back to zero. where did it go you ask?
because i have overdraft protection (which, isn't such a great idea because it pulls from my savings) and used my debt card a few times over the weekend, a little more than $200 of my check was eaten up as soon as it was deposited into my account (not cool!). so that left me with a little more than $900 when i checked my account yesterday morning. since then i've spent...
obviously there are a few places that could use a bit of improvement. i could have done without the books, even though one of them is for DH. lately i've been buying discount/used books from amazon. i think i will ONLY do that from now on to cut the cost. also, i can probably do without the netflix, especially considering i've had the same movie for about 3 weeks (it's hard out here for a video renter!). clearly i'm not using the service to its full potential. maybe i will drop down to a cheaper plan instead of cutting it out all together? otherwise, the things i bought (minus lunch) were all pretty necessary.
the little one & i are taking a trip to NY in about 3 weeks and i wanted to put more into my savings account for the trip, but it looks like i can only squeeze about $100 out of this check and put it away for our trip. the next two weeks will be a bit tight, but if can curb my spending, i should be cool.
watching my money evaporate is NOT a good look!
Side note: i've signed up for Pine Cone research (thanks Single Ma!) and i've already completed my first survey and received my $5. i'm always looking for ways to make extra money, so PLEASE if you know of any legit ways to boost the income...holla at me! i don't want to be working for the man forever!
side note # 2: all you mommies out there, i need you! where can i find coupons on diapers, formula, baby food etc, etc. cuz while he's the cutest baby in the world (smile!), my munchkin is proving to be VERY expensive! i will be happy when he can drink regular milk...no more Enfamil!